Maximum Checking

High-interest business banking

Earn up to 5.02%* APY in a checking account with up to $125m in FDIC insurance through our partner banks and their sweep networks. All with zero wire and ACH fees.

Multi-entity accounts

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Up to 5.02%* APY on every dollar

Access up to $125 million in FDIC Insurance through our partner banks and their sweep networks

Meow Technologies is a financial technology company, not a bank or FDIC-depository insured institution. Banking services are provided by FirstBank, a Tennessee corporation, and by Grasshopper Bank, N.A. and Third Coast Bank SSB; Members FDIC. Sweep programs allocate deposits across a network of FDIC-insured banks and are offered through Meows partner banks, FirstBank, a Tennessee corporation, for up to $125 million, Grasshopper Bank, N.A. for up to $125 million, and Third Coast Bank SSB for up to $50 million.* The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured bank.***
High-interest business banking, receive up to $125 million in FDIC insurance and earn up to 5.02% APY on every dollar

Integrate with the tools you already use

Get up to $125M FDIC Insurance through our partner banks and their sweep networks

The FDIC currently provides deposit insurance for deposits up to $250,000 per depositor, per insured bank (per ownership category).
If you hold funds in a sweep program, your funds are automatically swept across a network of FDIC-insured banks in increments of up to $250,000 per bank. The program is offered through our partner banks, FirstBank, a Tennessee corporation, for up to $125 million, Grasshopper Bank, N.A. for up to $125 million, and Third Coast Bank SSB for up to $50 million.
Access your funds through one platform on Meow's dashboard. Meow Technologies is a financial technology company, not a bank.
FDIC Insurance
Up to 5.02% APY on every dollar

Up to 5.02% APY on every dollar

Financial technology companies are built on top of banks. Banks make money by earning interest on your cash.

With Meow, you keep the interest earned on your cash. The interest is based on the Federal Funds rate and is over 5.00% today.

If you keep $1 million in a checking account with 0% interest, you're losing out on close to $50,000 / year in interest.

"Unmatched yield and security for a checking account. Easy to schedule wires, run payroll and connect credit cards. Saves me the hidden opportunity cost of running our business out of a yield-less operating account."

Chris Troelstra's Avatar Photo
Chris Troelstra— Head of Finance at Circle

Features for every one of your needs

Free wire transfers, both domestic and international

Send money with ease, anywhere, and never worry about the cost.

Scheduled wire transfers

Set up automated transfers at specified dates and times.

Up to 5.02% APY on every dollar

Earn up to 5.02% APY on every dollar in your Maximum Checking Account.

Bulk pay by .csv file

Tired of sending countless, repetitive wires and ACHs? Through Meow, you can do bulk payments by uploading a .CSV file. Send multiple wires and ACHs at once.

Enterprise spend controls

Set up advanced controls on who can send money from your Maximum Checking account. Set daily limits based on the person, or require multiple approvals for large dollar amounts.

Multi-entity accounts

Open multiple Maximum Checking accounts for your business, and manage them all through one login.

Get started with Maximum Checking in under 10 minutes