Form Your LLC in Claude: A Founder's Walkthrough
I formed a Delaware LLC, opened a business bank account through Meow, issued the founder corporate card, and sent the first invoice end-to-end inside Claude. No browser tabs. No portal logins. No phone calls. Just one conversation.
This is the transcript.
The entity formation launch post explained what shipped. This post shows what it actually looks like in a real Claude session. The agent's questions, the prompts I gave back, the artifacts that came back at each filing step, including the account number landing in the chat. Reads like a developer changelog because that is what it is.
Setting Up the Connection
Claude already had MCP configured on my machine. The only Meow-specific setup was a single command in my terminal.
claude mcp add --transport http meow https://mcp.meow.com/cli
I confirmed the connection with claude /mcp. Meow showed up as a connected server. The OAuth round trip ran through my email.
I opened a fresh Claude conversation. I had not pre-configured anything else. The Delaware LLC, the EIN, the Meow account, the card, and the invoice did not exist yet.
The First Prompt and the Four Questions Back
I pasted the prompt directly from the launch post.
I want to get started with Meow for my AI agent. Read the docs at https://www.meow.com/skills.md and then set it up.
Claude read the skills file and came back with four questions, in this order.
What entity type. I picked LLC.
What state. I picked Delaware.
What entity name. I gave it a working name and noted that I would file a trade name separately if I needed one.
Who the beneficial owner is. The agent walked me through the Plaid identity verification step, which I completed on my phone. The PII never entered the Claude context window. Plaid handled the SSN, the driver's license, and the selfie. The flow returned a verification token to the agent without exposing anything to the model.
That was the only human-touch step. Everything after the Plaid completion ran without me typing further prompts.
Forming the Entity
Claude returned the Delaware filing confirmation next. The state of Delaware accepted the LLC formation through the Delaware Division of Corporations online filing path. The certificate of formation arrived as a PDF link in the chat.
Claude then submitted the EIN application to the IRS using the standard online Form SS-4 flow. The IRS is the variable step in this loop; the EIN comes back when the IRS processes the application.
While the EIN was pending, Claude prepared the Meow application package: company name, state of formation, formation date, EIN placeholder (filled when the EIN arrived), beneficial owner data already verified through Plaid, source-of-funds questions answered through the agent based on my responses. The application was automatically queued and submitted once the EIN was received.
Opening the Meow Account
Claude confirmed the Meow application was submitted next. The partner-bank compliance review ran, and the agent returned the live account number and routing number once the review cleared.
Two notes here for engineers reading. First, the partner-bank compliance review is straightforward for clean operating profiles. Atypical ownership structures, prior business banking history that flagged in the OFAC or AML systems, or unusual operating profiles can route this step to a deeper review. The agent surfaces the review status; the human does not need to babysit. Second, the account is fully usable once the routing number returns. Wires and ACH can be initiated against it, subject to the customer-configured capability toggles. Wire on or off, ACH on or off, daily caps, and per-transaction limits all default to the safest setting and have to be turned on explicitly.
Issuing the First Card and Sending the First Invoice
Claude issued a virtual corporate card with a $5,000 monthly cap and a label. The card number returned in the chat. I added it to my password manager and to my Apple Wallet from the chat instructions.
Claude then sent the first invoice. I gave it the customer name, the amount, and the description. The invoice was generated, branded with the company name, and dispatched to the customer's email. The customer was a friend I had cleared in advance to receive the test invoice; they confirmed receipt.
The agent did the work. I answered four questions and verified my identity through Plaid.
Edge Cases Worth Knowing
Three edge cases worth understanding before you run this yourself.
State filings outside Delaware. California is the most common alternative path; the state filing itself runs through California's filing process, which differs from the Delaware default. If you are forming in California for operational reasons, paste the prompt anyway and let the agent queue the Meow application; the account opens automatically when the state filing returns.
IRS EIN dependencies. The Meow application stays in a pending-EIN state until the EIN arrives, then resumes automatically. You do not need to supervise the wait.
Partner-bank compliance review for atypical ownership profiles. Multiple beneficial owners spread across jurisdictions, prior business banking history that flagged in compliance systems, or operating profiles that do not match the standard SaaS or services pattern can route the application to a deeper review. The agent surfaces the status; the resolution depends on the partner bank.
What Meow Has Shipped for This Flow
The Meow MCP server at mcp.meow.com exposes the formation tool surface to AI agents on Claude, ChatGPT, Cursor, and Gemini through a single OAuth-authenticated connection. The agent-discovery file at meow.com/.well-known/agent.json lets compliant clients find the endpoint without manual configuration. The full tool list is documented at meow.com/skills.md.
The agentic onboarding flow runs through the same partner-bank compliance review every Meow account goes through. Plaid handles identity verification so PII never enters the LLM context. Capability toggles for wire, ACH, card issuance, and payment initiation default to off and are configurable per account. Account holders revoke an agent's authority with one prompt or one click.
Banking services are provided by Grasshopper Bank, N.A., Member FDIC. Customer deposits are eligible for FDIC insurance through the partner bank under standard limits.
Frequently Asked Questions
What does the agent-first formation flow actually do? Through Meow's MCP endpoint, an AI agent on Claude walks the founder through forming a Delaware LLC, opening a business bank account through Meow, issuing the founder corporate card, and sending the first invoice in a single conversation. The founder answers four questions (entity type, state, name, beneficial owner), verifies identity through Plaid, and the agent handles the rest end to end.
Which states can I form an LLC in through Claude? Any US state. Delaware is the most common path because of the well-documented LLC framework and the well-understood filing flow. California, Texas, New York, Florida, and Wyoming are also fully supported. State filing processes vary by state; the Meow application opens once the state returns the filing confirmation.
What MCP integrations do I need configured in Claude? Meow's MCP endpoint is at mcp.meow.com. The endpoint exposes the formation tool, the account opening tool, the card issuance tool, and the invoice tool through a single OAuth-authenticated connection. First connection triggers an OAuth flow against your Meow account; tokens rotate automatically.
Does the agent file the 83(b) election for founder common stock? The 83(b) election applies to C Corp founder stock with vesting, not to standard single-member LLCs. For C Corp paths through Meow, the agent prepares the 83(b) election and routes it for founder signature; the founder still mails the certified-mail filing to the IRS within 30 days of stock issuance (the IRS-mandated filing window).
What does the agent do while waiting for the EIN? The Meow application stays in a pending-EIN state and resumes automatically when the EIN arrives. The agent does not need supervision during the wait. You get an update once the account is live.
Can I form a non-Delaware LLC inside Claude? Yes. The Meow application is largely independent of the state filing. States process filings on different paths; the agent queues the Meow application and opens the account once the EIN is in hand.
Will the same flow work from Cursor or ChatGPT instead of Claude? Yes. Cursor, Claude, ChatGPT, and Gemini all support MCP and Meow's endpoint. Claude was used for this walkthrough because the conversation-style framing reads well as a transcript. The underlying capabilities are equivalent across the four clients.
Try It Yourself
Open Claude. Add the Meow MCP server.
claude mcp add --transport http meow https://mcp.meow.com/cli
Confirm with claude /mcp.
Paste the prompt.
I want to get started with Meow for my AI agent. Read the docs at https://www.meow.com/skills.md and then set it up.
Answer four questions. Verify your identity through Plaid. The agent handles the rest.
A funded Delaware LLC, a corporate card, and a sent invoice come back from the agent. The first time through this loop, expect some surprise when the account number actually returns in the chat. The shape of the workflow is genuinely different.
If you would rather start with the dashboard instead of the terminal, apply at meow.com. Either path lands in the same place.